California Auto Insurance Laws

California law requires that drivers are proof of auto insurance if they are driving your car or someone else. People who own a vehicle, but it still has to drive auto insurance in California are not binding.

California's compulsory financial responsibility law, all drivers and vehicle owners financially responsible for their actions will be required. California's statutory minimum limits of liability insurance that an accident that results in injury or death of a person $ 15,000, or $ 30,000 if the responsible person responsible for many injuries in a crash. Responsible party of any one accident for property damage is responsible for $ 5,000.

There are four financial responsibility to realize a motor vehicle or automobile liability insurance policy, $ 35,000 Department of Motor Vehicles (DMV), own fleet of owners by DMV issued with a certificate of insurance, including coverage by cash deposit technology , are more than 25 vehicles, or $ 35,000 for a surety bond from an insurance company's license to do business in California.

While a vehicle property damage liability for which a driver legally liable, bodily injury liability for injuries to others they cover their liability is established as the crash in property damage to someone else for your responsibility involved.

All California drivers and owners at least the minimum statutory limits of liability insurance or an approved replacement method needs to injury or property damage they can bring about compensation for. Vehicle code section with the utmost punishment for disobedience are drastic. Comprehensive (other than collision) coverage, uninsured motorist, medical payments and collision insurance are not required by law but can be a good investment.




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